{"id":214,"date":"2016-12-20T01:42:26","date_gmt":"2016-12-20T01:42:26","guid":{"rendered":"http:\/\/www.craigarush.com\/blog\/?p=214"},"modified":"2016-12-20T01:42:26","modified_gmt":"2016-12-20T01:42:26","slug":"buying-vs-renting-home-2","status":"publish","type":"post","link":"http:\/\/www.craigarush.com\/blog\/buying-vs-renting-home-2\/","title":{"rendered":"Buying vs Renting Your Home"},"content":{"rendered":"<p style=\"text-align: left;\"><a href=\"http:\/\/www.craigarush.com\/blog\/wp-content\/uploads\/2016\/12\/buying-vs-renting.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-221 size-full\" src=\"http:\/\/www.craigarush.com\/blog\/wp-content\/uploads\/2016\/12\/buying-vs-renting.jpg\" alt=\"buying-vs-renting\" width=\"662\" height=\"439\" srcset=\"http:\/\/www.craigarush.com\/blog\/wp-content\/uploads\/2016\/12\/buying-vs-renting.jpg 662w, http:\/\/www.craigarush.com\/blog\/wp-content\/uploads\/2016\/12\/buying-vs-renting-300x199.jpg 300w\" sizes=\"auto, (max-width: 662px) 100vw, 662px\" \/><\/a>Home ownership has long been considered the \u201cAmerican Dream\u201d for many people. Owing a place to call home, being able to renovate and customize your space to fit your personal tastes has a great appeal to it. Before taking the big step into home ownership, it is important to consider the pros and cons of buying a home versus renting.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\"><strong>Pros<\/strong><br \/>\nThis might seem obvious, but there are 3 main reasons to buy a home.<\/p>\n<p style=\"text-align: left;\">1. Financial Advantages: You are paying for housing one way or another. When you rent you are essentially paying your landlord\u2019s mortgage while his property gains value. While you have to consider the market in which you\u2019re buying, the goal is to purchase while property values are increasing so you see an ever higher rate of return. There are also tax deductions based on owning a first or second home. These should be discussed with your tax professional.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\">2. Pride of Ownership: This in an emotional advantage. As a home owner, you control the environment in which you live. If you want those purple walls or granite countertops\u2026.you can do it. A renter does not have this kind of control and certainly it\u2019s not desirable to spend money to improve the landlord\u2019s property value.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\">3. Roots: One of the main reasons that people want to own a home is to put down roots. Regardless of whether you have children, there is a natural desire to be part of a community: to have a local coffee shop, dry cleaners, bar.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\"><strong>Cons<\/strong><br \/>\nAs with all things, there are considerations which mean this isn\u2019t the right time to buy a home.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\">1. Additional Expenses: There are costs to owning a home. You are responsible for the repairs and upkeep of the property. Unexpected problems can become quite expensive if you are unprepared. Typically a mortgage will be higher in a given neighborhood than renting, so you are committing to a long term financial commitment also.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\">2. Freedom: A renter can move from one city or state to another very easily. What if that dream job in London pops up and you own a home, it\u2019s harder to move. You will need to sell, or perhaps rent out, your home.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\">3. Upkeep: A home requires maintenance. Once you own a home, you might find that your weekends are spent raking leaves, painting the eaves or moving the lawn instead of wine tasting. That\u2019s a trade-off and something to consider before purchasing a home.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\">There are some wonderful reasons to buy a home\u2026such reasons might vary from one person to the next. Before you decide that it\u2019s time to buy, talk with a real estate agent and talk about the market. Then give some thought to your lifestyle and goals, if they are in line with the advantages of home ownership, then it\u2019s time to go house hunting!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home ownership has long been considered the \u201cAmerican Dream\u201d for many people. Owing a place to call home, being able to renovate and customize your space to fit your personal tastes has a great appeal to it. Before taking the big step into home ownership, it is important to consider the pros and cons of&#8230; <a class=\"read-more\" style=\"font-size: 12px\" href=\"http:\/\/www.craigarush.com\/blog\/buying-vs-renting-home-2\/\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_s2mail":"yes","footnotes":""},"categories":[23],"tags":[],"class_list":["post-214","post","type-post","status-publish","format-standard","hentry","category-tips"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Buying vs Renting Your Home - Craig A. Rush | It\u2019s A Rush! 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